Home insurance needed to protect garden items from green-fingered thieves
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While most households are aware that their homes could be vulnerable to stealer, many do not take adequate steps to protect items in their gardens, according to Sainsbury's Home Insurance and Confused.com.
New research from Sainsbury's Home Insurance shows that the norm home insurance claim for garden theft betwixt January 2007 and Jan 2008 is £291.30. And, with summertime approaching, the company is goad people to make sure the items in their gardens are kept secure and appropriately insured.
about 34 per cent of stolen garden goods are worth under £50, while 23 per cent are worth betwixt £50 and £100. Nevertheless, 26 per cent are worth betwixt £101 and £400 and 11 per cent of the stolen items are valued at betwixt £401 and £1,000. About three per cent are worth more than £1,000.
Sainsbury's Home Insurance manager, Neil Laird, said: "Garden theft is on the addition and people need to take care to protect their homes. Homeowners need to reappraisal their garden security and ensure they have adequate insurance.
"Homes seen to have 'rich-pickings' that are left unsecured, may be targeted again so as well as tightening up security, it's worth pick a home insurance policy that allows you to benefit from and protect your no-claims discount. If you then have to make multiple claims, you are not jeopardising the economy you've made on your insurance premium."
Furthermore, Confused.com is warning customers that garden sheds are also at risk from stealer. It claims domestic robberies have risen three per cent since 2006, and that July sees the greatest number of outbuilding burglaries.
Alarmingly, its research revealed that many people have lax security measures and some do not fuss locking their sheds at all, contempt the fact that the norm household owns garden equipment in the part of £800. And, while many home insurance policies will protect against shed break-ins, many will not cover loss of more than £1,000.
Product director, Confused.com Simon Lamble, said: "During the summer months, shed burglaries increase significantly, due to homeowners spending more time in their garden and not securing their sheds properly. It is imperative that, when taking out home insurance policies, homeowners consider the contents of their sheds, garages and any other outbuildings, and insure them accordingly."
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