Improving health care policy and delivery

There are too many calling politicians devising decisions about wellness care. More wellness care insiders need to be sloughing light on what is occurrence. The insurance industry, the pharmaceutical industry and hospitals are all well represented in Washington D.C. By lobbyists.

The most important interest group, the one for which the stallion health care scheme exists, the patients, is not so well represented by lobbyists. That's why all of the modifications, reforms, and new programme seem to work out ill for people. This instability in mental representation has resulted in enormous, improbable addition in cost and net income for these grouping at the disbursal of ordinary citizens.

After 20 two years as a practicing physician, I am unambiguously qualified to shed light on proposed health care reforms. It's time that patients actually get an improvement.

This is a long term job. We need a long term solution. A short term fix just postpones dealing with the job while allowing the magnitude of the job to grow.

Fix the job:

1. Eliminate group insurance purchasing.

People must be able to purchase insurance on the open marketplace where companies must compete for person clients. This will go a long way toward reducing the cost of wellness insurance.

2. Remove the barriers to insurance companies entrance Kentucky.

This will addition competition among insurance companies inside Kentucky and lead to reduced costs for patients.

3. Put power to people to decide what is covered and what is not.

A post menopausal woman does not need a policy that screen labor and bringing. A man does not need a policy that screen pap smears and mammograms. A young couple may be very interested in pediatric coverage and insurance coverage for labor and bringing while a couple in their 50's may not be so interested.

4. Make wellness insurance wholly portable.

People must be able to take their health insurance policy from employer to employer as their employment changes. They must also be able to maintain their policy indefinitely, as an individual.

5. Make health insurance premiums tax deductible.

Decrease the threshold for deductibility of out of pocket medical expenses to 2% of gross income from the current 7%.

6. Allow injured people to sue insurance companies that cause injury through utilization management decisions.

This will result in greater accountability for decisions made by insurance companies. This will also put an end to the practice of medicine by clerks.

7. Repeal Medicare Part D.

It is a bonanza for pharmaceutical companies and health insurance companies. With Medicare part D there are now more senior citizens than ever before who go without medications because they can't afford to buy the medications. Medicare Part D has helped to drive up the cost of traditional Medicare supplement insurance. Now senior citizens pay more for medications under Part D than they would have under existing health care programs.

Until Medicare Part D is repealed, allow Medicare to negotiate prices for Medications with the manufacturers, distributors, and suppliers.